Payment Options
MSC Home Health Care Services works with families to find the payment solution that works best for their situation. We accept multiple payment methods and can help you understand your options.
Private Pay
The primary payment method where families use savings or existing assets to cover home care costs. This option provides the most flexibility in services and scheduling.
Long-Term Care Insurance
Policies may help cover services. MSC assists in verifying benefits and policy eligibility to maximize your coverage.
Veterans Benefits
Veterans may qualify for VA Aid & Attendance Pensions or other VA benefits to help with in-home care expenses.
Medicare Advantage
Some Medicare Advantage plans offer home care as supplemental benefits for qualifying individuals.
Medicaid Programs
Medicaid and similar government programs may pay for in-home care. Eligibility and coverage vary by state.
Included services, benefits and eligibility requirements vary from state to state. Contact your local MSC office for specific information about payment options in your area.
Cost Factors Based on Care Hours
Home care costs depend on the level and duration of care needed. Here are some example scenarios:
Charles - 4 Hours Per Day
Care Needs: Mobility assistance, bathing, dressing, housekeeping, meal preparation
Typical For: Seniors who need help with daily activities but remain relatively independent
Schedule: Morning or evening shifts, a few hours daily
Margaret - 12-16 Hours Per Day
Care Needs: Supervision for conditions like Alzheimer's, supports working family caregivers
Typical For: Individuals requiring significant supervision and assistance throughout the day
Schedule: Extended day shifts or split shifts to cover key hours
Nancy - 24/7 or Live-In Care
Care Needs: Intensive care for severe disabilities, round-the-clock supervision
Typical For: Individuals requiring constant monitoring and comprehensive assistance
Schedule: 8-hour rotating shifts or multi-day live-in arrangements
Miguel - Veteran Care
Care Needs: Activities of daily living assistance, mobility help, medical transportation
Typical For: Veterans who may qualify for VA benefits to offset care costs
Schedule: Flexible based on needs and VA benefit approval
Request Personalized Pricing
The cost for home care depends on your unique situation. Contact your local MSC office to request personalized pricing for the services you need.
Frequently Asked Questions
How much does MSC Home Health Care Services cost?
Costs vary based on your location, the level of care needed, and the number of hours of service per day or week. Contact your local office for a personalized quote based on your specific needs.
Does Medicare cover home care?
Traditional Medicare typically does not cover non-medical home care services. However, some Medicare Advantage plans may offer home care benefits. We can help you understand your coverage options.
How do I know if I qualify for veterans benefits?
Veterans and their surviving spouses may qualify for the VA Aid & Attendance benefit if they meet service, medical, and financial requirements. Our team can help you understand eligibility and navigate the application process.
Can I use long-term care insurance?
Many long-term care insurance policies cover in-home care services. We work with most major insurance providers and can help verify your benefits and submit claims on your behalf.
Are there payment plans available?
Payment arrangements vary by location. Many MSC offices offer flexible payment schedules. Discuss your needs and concerns with your local office to find a solution that works for your budget.
What factors affect the cost of care?
Key factors include: the type and complexity of care needed, number of hours per day/week, caregiver qualifications required (CNA, specialized training), your geographic location, and whether care is needed on weekends or holidays.